Buy now, pay later · for trades
Win bigger jobs.
Let customers pay now or later.
A simple dashboard and payment toolkit for local businesses and tradespeople to take payments online by QRcode or text link
Flexible instalments natively powered by your secure Stripe integration. Get paid upfront – never miss a job.
Seamlessly integrated with
Trusted payment processors
Secure, trusted payment processing for your business.
An app tailor-made
for tradies & local shops.
One simple platform that gives a one-van business the same online payment experience as a big retailer — built on Stripe, the secure gateway the big names trust.
- A payment-link generator — make and send a link in seconds
- A sales dashboard to manage and track your business
- A bookkeeping CSV export to hand straight to your accountant
- Built on Stripe — the secure payment gateway big retailers use
- An online checkout, just like online shopping
- Choose to pay in full — or buy now, pay later
- An emailed receipt, automatically
Get paid in three steps.
From quote to cash in minutes — your customer splits the cost, you get the full payout instantly.
Sarah W.
Active now
Step 01
Send a secure link
Enter the job details and shoot a professional payment link straight to the homeowner over SMS or WhatsApp — right from your phone.
Pay in full
£3,000.00 today
Pay in 3 · interest-free
3 × £1,000.00 / month
Step 02
Customer chooses how to pay
They open the link instantly and pick: pay in full, or interest-free Pay in 3 via PayPal or Klarna.
£3,000.00
Paid to your account
100% · InstantStep 03
Full 100% payout
The payment clears and the full amount lands in your account — typically the next business day via Stripe.
Win more work. Get paid faster.
The same online payments the big retailers use — built for the way small trades actually work.
Win the job you're
about to lose.
When a customer can't pay it all today, they split the cost interest-free — and you still get the full amount upfront. The work goes ahead now, and the risk sits with Klarna and Stripe, never you.
Paying takes one tap for your customer
Apple Pay, Google Pay or a saved card. Customers pay from their phone in a single tap — no app, no account, no card number to type.
People spend more online
Customers are happier paying on their phone than fumbling cash or a card machine — so the bigger jobs close more often.
Source: Stripe, 2024
No machine, no monthly fee
No terminal to rent, no fixed monthly cost. You pay a small fee per transaction — only when you've won the business.
Your phone is the card machine
Take payment anywhere, any time — on the job, in the van or at the door. Nothing extra to carry.
See your numbers at a glance
Track sales by week, month and year on one dashboard — know exactly how the business is doing, no spreadsheets.
£4,610.00
Up 18% vs last month
Avg. Ticket
£320.00
Jobs Done
14
Know where your work comes from
See every job plotted on a map and spot where your best customers are — real insight to plan where to grow.
Send the link any way they like
Fire off the payment link by WhatsApp, text, email or Facebook Messenger — whatever channel your customer actually checks.
Pay · Boiler service & repair
pay.texty.app/link/abc123
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One tap for your accountant
Export every transaction to a tidy CSV with a single tap — hand your accountant the books in seconds, no spreadsheets to build.
texty_june_2026.csv
4 transactions · £1,345.00 total
Enterprise checkout, your size
Texty gives small and self-employed trades the same slick, trusted online payment experience the major retailers offer — without the IT team, the contracts or the cost.
Pricing
Fair, pay-as-you-go pricing.
No monthly subscriptions. No hidden setup fees.
Standard Online Payment
2.5% + £0.50 per transaction
- Instant payment links
- Next-day payouts
- Full dashboard access
Buy Now, Pay Later
7% + £0.50 per transaction
- Win 30% larger jobs
- Customer splits the cost
- You're paid upfront in full
- Protected from non-payment risk